West One

Launch two Semi Exclusive products for Holiday lets and Ex-Pats and the rates are being reduced by 15bps.

Highlights

• Holiday lets 5 year fixed rate is now reduced to 4.19% (These products are also available to Ex-pats wanting a Holiday let)
• Ex-Pat 5 year fixed rate is reduced to 4.09%

Landbay

Launch 4 new products. These products are only available for applications with a maximum of 2 directors / individuals with 3 or less properties.

Highlights

• Rates starting from 3.14%
• Free Valuations available on both 2 & 5 year fixed rates.
• Available for individuals and limited companies (max 2 individuals or directors)
• 5 Year fixed rates calculated at payrate.
• Simplified underwriting
• Minimum Income £25k (Combined)
• Maximum borrowing £1m

Criteria Exclusions

• Re-Mortgage only
• Excludes HMO’s / MUFB’s
• Above commercial
• New build
• Ex Local Authority
• Maximum 3 properties at time at time of underwrite