Second Charge Solutions from Together
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Why work with TFC and Together for your second charges? How can Together support customers with their needs for a second charge mortgage? - Improved HomeTrack valuation solutions available subject to criteria
- Interest only is available providing there is no unsecured debt consolidation and subject to plausible exit
- Affordability is assessed on an interest only basis
- No Loan to Income multiple restrictions
- Customer stated affordability considered should the automated affordability fail
- Flexible self-employed policy
- Minimum 12 months trading accepted, and we do not take an average of the last 2 years income figures
- Retained profits can be considered on referral
- No minimum earned income requirements, no restrictions on probation periods, and we can accept multiple income types and sources, including:
- Pensions
- Benefits
- Rental income
- Dividends
- Consistent monthly bonus, overtime and commission
- Flat arrangement fee of £1,495 and no lender legal fees
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