95% LTV Residential Mortgages for Specialist Borrowers available on 1APP

At UTB, they understand that your customers often have diverse financial backgrounds, and that’s why they are delighted to offer 95% LTV mortgages for specialist borrowers.

Why use UTB?

• 2, 3 and 5 year fixed options and trackers are available, with lending up to £500,000 and a loan term to 40 years
• Lending to age 85 with earned income considered beyond the age of 70 (on referral)
• No debt consolidation LTV restrictions are held
• Multiple sources of income allowed - child benefit, foster income, maintenance, second jobs, pension, contracts – daily rate x5 x48 weeks
• Specialist property types including, but not limited to, above or near commercial, ex-local authority, deck access, high rise, farmhouses and grade 2 listed
• Non-standard construction including concrete, steel framed, timber framed and single skin brick