UTB Mortgages: New Super-Prime and Specialist Ranges Launched on 1APP  - 28/01/2026 11:42
UTB Mortgages: New Super-Prime and Specialist Ranges Launched on 1APP

NEW Super Prime Plans:

  • 2yr Fixed from 4.94%
  • 3yr Fixed from 5.09%
  • 5yr Fixed from 5.14%
  • 5yr Fixed, with No ERC from 6.34%
  • Up to 95% LTV
  • No CCJs/defaults in 48 months

UPDATED Prime Plans:

  • 2yr Fixed from 5.79%
  • 3yr Fixed from 5.74%
  • 5yr Fixed from 6.19%
  • 5yr Fixed with No ERC from 7.39%
  • This range now allows 1 in 12 for secured loans/mortgages and 1 in 24 for CCJs/defaults below 85% LTV

NEW Specialist Plans:

  • 2yr Fixed from 6.69%
  • 3yr Fixed from 6.64%
  • 5yr Fixed from 6.69%
  • 5yr Fixed with No ERC from 7.79%
  • Up to 80% LTV
  • Up to two CCJs and two defaults in 24 months
  • Allows 2 missed mortgage payments in 12 months
dialog