19.01.26 – Equifinance

Prime no ERC product launch.

19.01.26 – UTB resi

New product ranges (Super Prime + Specialist).
Current rates updated.

20.01.26 – Precise resi

Rate reductions.

20.01.26 – Foundation BTL

Withdrawal of all BTL Special products.

20.01.26 – Family Bsoc

Rate reductions.
HMO’s with up to 6 rooms now acceptable (previously 4).

20.01.26 – West One

A semi-commercial property is now considered any property where the commercial element is up to 60% of the total floorspace (up from 50% previously).

21.01.26 – Lendinvest resi

Change of the allowable adverse for each 4 credit tiers.
Rate reductions.