UTB Cuts Rates by 1% and Launches 95% LTV  - 09/07/2026 09:41


UTB are delighted to announce that they have reduced rates across the Residential Mortgage range by up to 100bps and launch new 90% and 95% LTV products for Super Prime and Prime Plus borrowers.

Rates now start from just 5.24%, giving brokers even more opportunities to support customers with smaller deposits and first-time buyers.

Key Highlights

  • Rates reduced by up to 100bps across selected residential mortgage products
  • Rates now starting from 5.24%
  • 90% and 95% LTV products available on Super Prime and Prime Plus
  • Maximum loan sizes up to £750,000 at 90% LTV and £500,000 at 95% LTV

Super Prime

  • 2 Year Fixed rates from 5.24%
  • 3 Year Fixed rates from 5.39%
  • 5 Year Fixed rates from 5.39%

Prime Plus

  • 2 Year Fixed rates from 5.44%
  • 3 Year Fixed rates from 5.59%
  • 5 Year Fixed rates from 5.59%

Prime

  • 2 Year Fixed rates from 6.09%
  • 3 Year Fixed rates from 6.04%
  • 5 Year Fixed rates from 6.44%

Near Prime

  • 2 Year Fixed rates from 6.40%
  • 3 Year Fixed rates from 6.35%
  • 5 Year Fixed rates from 6.40%

Specialist

  • 2 Year Fixed rates from 6.60%
  • 3 Year Fixed rates from 6.55%
  • 5 Year Fixed rates from 6.60%
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