UTB enhances second charge range with lower rates and 90% LTVs  - 04/08/2026 11:02
UTB enhances second charge range with lower rates and 90% LTVs

UTB enhance the Second Charge proposition

UTB are pleased to announce a number of enhancements to the Residential Second Charge proposition, including the reintroduction of 90% LTV lending and rate reductions of up to 60bps across selected Prime, Near Prime and Specialist products.
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The updated proposition includes:
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90% LTV reintroduced across the Super Prime, Prime Plus and Prime ranges, with loan sizes from £20,000 to £100,000 Selected fixed rates reduced by up to 60bps, providing enhanced competitiveness across the Prime, Near Prime and Specialist ranges Fixed rates now available from:

  • 6.09% Super Prime
  • 6.24% Prime Plus
  • 6.64% Prime
  • 7.29% Near Prime
  • 7.49% Specialist

Whether your client is looking to raise capital for home improvements, debt consolidation or other purposes, UTB’s enhanced Second Charge range provides greater flexibility and competitive pricing across a broad range of borrower profiles.

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